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6.4. Supplemental S-DVI

Supplemental S-DVI is additional supplemental insurance coverage if:

• You have an S-DVI policy, AND
• VA is waiving the premiums on your basic coverage due to total disability, AND
• You apply for Supplemental S-DVI within one year of being notified of the waiver, AND
• You are under 65 years of age

The insured has up to one year after being notified of his/her eligibility for waiver on the basic policy to apply.  No waiver of premiums due to total disability can be granted on Supplemental S-DVI coverage.