Home → Veterans Guide to VA Insurance Benefits → Veterans' Mortgage Life Insurance → Eligibility

7.2. Eligibility

VMLI is only available to servicemembers and veterans with severe service-connected disabilities who:

• Received Specially Adapted Housing (SAH) grant to help build, remodel, or purchase a home,AND
• Have the title to the home, AND
• Have a mortgage on the home

Veterans must apply for VMLI before their 70th birthday.