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3.5. Service Members' Group Life Insurance (SGLI)
SGLI is low-cost term insurance protection for active service personnel, members of the ready reserves, members of the Commissioned Corps of the National Oceanic and Atmospheric Administration and the Public Health Service, cadets and midshipmen of the four service academies, and members of the Reserve Officer Training Corps (ROTC).
SGLI continues to cover you for the first 120 days after your separation. If you are totally disabled at the time of your separation, your SGLI coverage can continue without paying premiums, for up to two years from the date of your separation. Following the expiration of your SGLI extension, you may choose VA life insurance options.