CCT was founded in 1990 by parents who have a son or daughter with special needs, along with concerned professionals.

CCT is managed by a Board of Directors who serves with a caring heart and without compensation.  The Board is comprised of at least two members who are related to an individual with special needs, legal and financial professionals, and experts who work in the special needs field.

Staff members are professionals who are knowledgeable about trust administration and the rules governing Supplemental Security Income (SSI) and Medicaid for clients who receive these means-tested government benefits.

Our Mission

CCT is committed to helping our clients, advocates, and professionals with integrity, reliability and discretion.

Our mission is to:

• Provide people with special needs who live throughout the United States, and their families, a convenient, cost-effective framework for the administration of both Third-Party and First-Party Pooled Special Needs Trusts that supplement government entitlement programs such SSI and Medicaid.
• Educate families, people with special needs, and professionals about the benefits of a pooled special need trust.
• Award individuals with special needs who participate in the Charitable Fund Award with a monetary grant to be used for services, medication, and/or equipment.

Trust Administration Services are offered for:

Third-Party Pooled Special Needs Trust – established by a third party such as a family member or friend, and can be coordinated with an estate plan, life insurance policy or gift.

First-Party Pooled Special Needs Trust – established with the Beneficiary’s own funds (self-funded) from a personal injury award, workers’ compensation claim, inheritance, savings or Social Security back payment.  The Grantor can be the Beneficiary with special needs, a parent, grandparent, legal guardian, or the Court.  For Beneficiaries receiving Medicaid, this type of trust is sometimes referred to as a Medicaid payback trust.

Medicare Set Aside First-Party Pooled Special Needs Trust – established with a portion of the settlement from a workers’ compensation or liability lawsuit with an MSA nested inside a First-Party Pooled Special Needs Trust.

Military Survivor Benefit Plan First-Party Pooled Special Needs Trust – established with annuity payments from the Survivor Benefit Plan for the benefit of a dependent child who has special needs.

CCT is committed to providing:

• Trust administration services that are cost effective, efficient and convenient
• Expert knowledge of the ever-changing rules governing Medicaid and Supplemental Security Income (SSI) to protect benefit eligibility
• Low minimum funding requirement of $5,000
• Low administrative fees
• The potential for growth as the funds are “pooled” for investment purposes
• The opportunity for the Beneficiary to have an improved quality of life
• Trustworthy and experienced staff who are sensitive to people living with special needs and their family members
• An opportunity for the Grantor to provide his / her vision for the trust and the Beneficiary
• Prompt processing of disbursement requests
• Disbursements for the sole benefit of the Beneficiary